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Independent Agency • 30+ Insurance Carriers
We don’t work for one insurance company — we compare plans from over 30 A-rated carriers including Aetna, UnitedHealthcare, Cigna, and Blue Cross. That means we find what’s best for you, not what pays us the most.
100% Free. Zero Pressure. Always.
Our consultations are always free and never increase the cost of your plan – you pay the same price whether you use a broker or go direct. No pushy calls, no hard sells, just honest guidance.
Lifetime Support – Not Just a Sale
Most brokers disappear after enrollment. We don’t. Billing issues, plan changes, coverage questions – our team is here for you year after year. That’s why 300+ clients have rated us 5 stars on Google.
How Can We Help You?
Turning 65?
Find out what to do before, during, and after you turn 65. Download our free Medicare checklist — no strings attached.
Want to Switch Plans?
Not sure your current plan is the best option? We’ll compare alternatives across 30+ carriers — completely free.
Helping a Parent?
Medicare is confusing enough without doing it for someone else. We’ll walk you through every step, in plain English.
⚠️ FREE 2026 GUIDE
Medicare 2026: 10 Mistakes That Cost You
How to avoid unnecessary expenses, penalties, and costly
Medicare decisions
In this free guide you'll learn:
- Why Medicare is NOT free - and what happens if you don't pay.
- How to check prescription coverage before it's too late.
- Medicare Advantage vs. Medigap - explained simply.
- Critical deadlines you can't miss and lifetime penalties.
- Self-assessment checklist before choosing a plan.
✓ PDF guide • Delivered to your email in 30 seconds
📥 Over 1,000 people have downloaded this guide
Get Free Medicare Help
Meet Veronika Rowell — Founder & Principal Agent
PhD in Economics • Licensed Insurance Agent • Social Security Registered Analyst
I founded Chief Insurance Services because I believe everyone deserves honest, unbiased Medicare guidance - not a sales pitch. Our team of licensed agents has helped thousands of clients nationwide find the right coverage, and we'll be here long after enrollment to answer every question.
Compare plans from 30+ carriers
Match your doctors and prescriptions
Handle enrollment paperwork
Provide lifetime support - year after year
How It Works
Schedule Your Free Consultation
Pick a time that works for you – by phone or video. It takes 60 seconds to book. No obligation, no strings attached.
We Analyze Your Needs
Your licensed agent reviews your doctors, prescriptions, and budget, then compares options from 30+ carriers to find the best fit.
Enroll With Confidence
We handle the paperwork, confirm everything is set up correctly, and provide lifetime support for any questions down the road.
Why Use an Independent Broker?
When you call an insurance company directly, they can only show you their plans. When you use the Medicare portal, you’re on your own. An independent broker like Chief Insurance Services compares plans across 30+ carriers to find the best fit – and our service is completely free because we’re compensated by the insurance carriers, not by you. You pay the exact same premium whether you enroll through us or go direct.
Frequently Asked Questions
Is your service really free?
Yes, always. We’re compensated by the insurance carriers – not by you. You pay the exact same premium whether you enroll through us or directly with the carrier. There are no hidden fees, ever.
Will I get pressured into buying a plan?
Absolutely not. We provide information and recommendations so you can make an informed decision on your own terms. No hard sells, no follow-up calls you didn’t ask for. If you’re not ready, that’s completely fine.
Can you help me if I don't live in Michigan?
Yes. Our agency is licensed in all 50 states and we serve clients nationwide by phone and video. It doesn’t matter where you live – we can help.
What if I already have a Medicare plan?
We can review your current plan and compare it against alternatives at no cost. If your existing plan is the best option, we’ll tell you – there’s no incentive for us to switch you unnecessarily.
How long does a consultation take?
Most consultations take 20-30 minutes. We’ll review your situation, answer your questions, and walk you through your options. If you need more time, we’re happy to schedule a follow-up.