Русский✅ FREE CHECKLIST
Turning 65? Here’s Your Medicare Action Plan
Simple checklist: what to do 6 months before, 3 months before, and the month you turn 65 – so you don’t miss anything or pay penalties
Medicare has strict deadlines. Miss them and you’ll pay penalties for the rest of your life. Or go months without coverage.
We created a simple one-page checklist that shows you EXACTLY what to do and when – step by step.
What’s in the checklist:
📅 6 MONTHS BEFORE TURNING 65
• Learn the 4 parts of Medicare (A, B, C, D)
• Decide: enroll at 65 or delay
• Compare coverage options
• Estimate your monthly costs
📅 3 MONTHS BEFORE TURNING 65
• Apply for Medicare Parts A & B at ssa.gov
• Check your application status
• Choose: Supplement + Part D or Advantage
• Consider dental, vision, hearing coverage
📅 THE MONTH YOU TURN 65
• Receive your red, white & blue Medicare card
• Create your account at MyMedicare.gov
• Get all plan ID cards
• Cancel old insurance (if needed)
📅 ANNUALLY (EVERY FALL)
• Review your Annual Notice of Change
• Compare plans during AEP (Oct 15 – Dec 7)
• Check prescription and provider coverage
• Shop for better Medigap rate
Why this checklist works:
📋 ONE PAGE
Print it and stick it on your fridge. Everything important in one place. No 50-page guides.
⏰ CLEAR DEADLINES
Know exactly when to do what. No surprises, no missed deadlines.
✅ SIMPLE ACTIONS
Each item is a specific action with a checkbox. Check it off and move on.
Who created this checklist
Veronika Rowell
Founder & Principal Agent, Chief Insurance Services
PhD in Economics • Licensed Insurance Agent • Social Security Registered Analyst
Veronika is a former university professor who brings an educator’s approach to Medicare and health insurance. Instead of pushing plans, she breaks down complex topics, from Medicare Supplement vs. Medicare Advantage to Part D drug coverage and Social Security coordination, so you actually understand your options before making a decision.
With a PhD in Economics and years of teaching experience, she founded Chief Insurance Services to give people what’s missing in the insurance industry: clear, unbiased guidance without the sales pressure.
Together with her bilingual team of licensed agents, she has helped thousands of families nationwide find the right coverage, avoid costly mistakes, and make informed decisions about their healthcare and retirement benefits.
⭐⭐⭐⭐⭐ 300+ Google reviews
📍 Licensed in all 50 states
🗣️ Bilingual support available
